Practice Area
NPA & Stressed Assets Resolution — Legal Advisory & Support
Focused legal support for financial distress, enforcement proceedings, and stressed-asset resolution.
Overview
Our NPA and stressed assets lawyers in India advise on lender disputes, enforcement proceedings, recovery, and resolution strategies. We bring together advice on defence, compliance, recovery, and resolution to help you understand the issues and assess your next steps. Our services cover insolvency proceedings, guarantor representation, and financial crime matters, with a coordinated legal strategy shaped around the circumstances of each case.
Key Services
- Representation in wilful defaulter and bank fraud proceedings.
- Financial crime and enforcement matters involving EOW, CBI, DGGI, and ED.
- Legal strategies for defence and resolution.
- Initiation and defence of proceedings under the Insolvency and Bankruptcy Code.
- Representation in corporate insolvency resolution, liquidation, and guarantor insolvency proceedings.
- End-to-end legal, compliance, resolution, and recovery support.
FAQs
Frequently Asked Questions
NPA & Stressed Assets Resolution — answers to the questions clients ask us most.
Schedule a ConsultationWhat is a willful defaulter and what are the consequences?
A borrower who has capacity to repay but deliberately defaults or diverts funds. Classification bars institutional credit, triggers criminal proceedings, and imposes director disqualification. We defend against wrongful classification.
What defences are available against ED and CBI proceedings?
Challenging procedural irregularities, demonstrating legitimate transactions, seeking bail, challenging attachment orders, and filing writ petitions. We build comprehensive strategies based on the facts of each case.
What is the difference between IBC and debt recovery proceedings?
IBC focuses on resolution as a going concern with moratorium protection. Debt recovery (RDDBFI/SARFAESI) focuses on recovering dues through asset enforcement. We advise on the strategically appropriate route.
Can a guarantor be taken to IBC?
Yes, since 2018 amendments, personal guarantors to corporate debtors can face insolvency proceedings under Part III. We represent guarantors, challenging unwarranted claims and protecting personal assets.
What is CIRP?
Corporate Insolvency Resolution Process — a time-bound process where an insolvency professional manages the debtor, invites resolution plans, and presents them to the Committee of Creditors. NCLT supervises. We represent all parties.
Related Practice Areas
Insolvency & Bankruptcy
Whether you are a corporate debtor seeking a viable resolution, a creditor protecting your interests, or a resolution applicant bidding for a stressed asset, our insolvency team provides end-to-end support through every phase of the IBC process — from pre-insolvency planning to NCLT representation.
View servicesLitigation & Dispute Resolution
Our dispute resolution practice combines pre-litigation strategy with courtroom capability.
View servicesEvery legal challenge is unique.
Tell us about yours and we will assemble the right team.